CardHub Report: Best Credit Cards for 2014 Grads

- The leading credit card comparison website CardHub has announced its Editor’s Picks for the Best Credit Cards for 2014 Graduates in recognition of high school and college seniors around the country preparing not only for graduation, but also for the next step in their financial lives.

Building credit history is an extremely important aspect of financial independence, and opening the right credit card is the safest and most efficient way to do so.

College Students - Best Initial Bonus

BankAmericard Cash Rewards for Students: $100 cash bonus; 3% cash back on gas and 2% on groceries (on the first $1,500 spent in those categories each quarter); 1% on everything else; no annual fee.

College Students - Best Ongoing Rewards

Journey Student Rewards from Capital One : 1% cash back across all purchases; 25% cash back bonus when you pay your bill on time; no annual fee.

College Students - Best 0% Offer

BankAmericard Travel Rewards for Students Credit Card: 0% on purchases for 15 months; no annual fee.

Non-College Students

Capital One QuicksilverOne Rewards Card: 1.5% cash back across all purchases; $39 annual fee.

All Grads - Best Secured Cards

LanPass Secured Credit Card - 10k bonus points: 1 point / $1 spent; no annual fee in the first year ($25 thereafter).

AeroMexico Visa Secured Credit Card - 5k bonus miles: free round-trip companion ticket; 2 miles / $1 on gas and groceries; 1 mile / $1 spent on everything else; no annual fee during the first year ($25 thereafter).

Harley-Davidson Secured Credit Card: No annual fee.

Capital One Secured Credit Card: Partially secured card; credit line up to $3,000; $29 annual fee.

For the full 2014 Credit Card Rewards Study, including expert financial management tips for young people, please visit:

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